Organization Portal
Your System.
Pakistan's Payment Network.
Connected.
If your organization collects any kind of payment — exam fees, application charges, service fees, admission deposits — Payniva can plug your existing system into every bank in Pakistan.
Built for Any Organization
That Collects Payments.
If you have a system that creates invoices or payment requests, Payniva can connect it to Pakistan's banking network.
Exam & Test Authorities
Collect application fees for admissions, entrance exams, or testing programs. Each applicant gets a unique payment voucher. You see payments instantly in your system.
Hospitals & Clinics
Accept patient payments, appointment deposits, or lab fees through any bank. Patients pay from their phone without coming to a counter.
Government Bodies
Collect application charges, license fees, registration payments, or fines through Pakistan's national payment infrastructure.
Universities & Institutes
Admission fees, semester dues, hostel charges, exam forms — post any fee and let students pay through any bank app or ATM.
Service Providers
Utility companies, subscription services, or any business with recurring billing can automate fee collection through Payniva.
Professional Associations
Membership fees, certification charges, renewal dues — streamline collection without building your own payment system.
How Your System Connects
to Payniva.
You don't need to rebuild your software. Payniva sits between your existing system and Pakistan's banking network.
Your system creates a payment request
When someone needs to pay — an applicant, patient, student — your system tells Payniva: "This person owes PKR X." Payniva creates a unique payment voucher.
The person pays at any bank
They take the voucher number to any bank — in person, online, or at an ATM. They enter the number, see the amount, and pay. No new app, no new account needed.
Payniva tells your system instantly
The moment the bank confirms the payment, Payniva automatically notifies your system. Your system can then unlock the service, confirm the application, or update its records.
Everything is tracked and reportable
Every payment — successful, pending, or failed — is logged in the Organization Portal. You can search, filter, and export reports at any time.
Payment Flow
Important: Payniva handles the payment processing. Your organization manages its own applicant data, user records, and business logic — we never touch or store that information.
A Clean Connection
for Your Developers.
Your IT team connects your system to Payniva using a standard, well-documented interface. No custom builds, no special hardware — just a secure web connection.
Create a payment request
Tell Payniva a specific person owes a specific amount. A unique payment voucher is returned immediately.
Check payment status
At any time, query whether a specific payment has been made, is still pending, or was cancelled.
Receive automatic alerts
When a payment completes, Payniva instantly notifies your system — so you can update your records without polling.
Track your payment history
All transactions are logged and searchable via the Organization Portal or programmatically from your system.
What We Provide
- ✓ Full technical documentation
- ✓ Dedicated sandbox for testing
- ✓ Onboarding support from our team
- ✓ Works with any programming language
- ✓ Standard web security protocols
Your developers can read the full technical specification on our documentation page. If your team has questions before you sign up, get in touch — we're happy to talk through the integration.
Questions Organizations Ask.
Ready to plug into
Pakistan's payment network?
Talk to our team. We'll walk you through how Payniva fits into your existing system and get your technical team started.